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F.A.Q.

unlocking clarity on financial security and legacy building

What Types of Insurance do you Help with?

Currently We Focus on all forms of Life Insurance.

Life insurance is an amazing financial tool that can not only provide your family with the means to conquer overwhelming challenges when you're no longer around to look after them, but the right policy can provide benefits while you are still living help you achieve Financial Freedom!

We work with over 30 "A" rated Life Insurance carriers so that we can shop around to find the perfect policy for your individual needs and secure the best rate available.

We assist our clients with the following types of Policies:

-Whole Life

-Term Life

-Mortgage Protection

-Final Expense

-Indexed Universal Life

-Infinite Banking Whole life

-Annuities

Click Here To book a call with one of our life insurance professionals now.

What's included in a Call

Calls are Free and you're under no obligation to apply for coverage.Life insurance has grown in complexity over the years and isn't simply about a death benefit for your family.

You'll speak with a Life insurance Professional who will answer any questions you have and break down the intricacies of life insurance policies to help you determine the type of policy and amount of coverage that would be best for your unique situation.

At your request, your specialist will search over 30 "A" rated carriers to find the best policy and rate available.If you'd like to take advantage of our rates, they will guide you through the application process.

Calls can be done, over the phone or video chat/Zoom Click Here to schedule your call now!

What is An "A" Rated life insurance carrier

Life Insurance Carriers are evaluated by independent credit rating agencies, such as A.M. Best, Standard & Poor's, or Moody's.

These agencies assess the financial strength and stability of insurance companies based on various factors, including their financial performance, ability to meet policyholder obligations, and overall solvency.

All of our Carriers have received "A" ratings, are financially sound, been in business over 100 years, and are reliable never missing a payment to loved ones.

Click Here to schedule a call and get an instant quote.

What's the difference between whole Life and term life?

Whole life insurance is meant to be put in place for the insured's entire lifetime, and builds cash value that can be borrowed against.

 

Term Life insurance is in place for a specific period of time 15, 20, 25, 30 years and can be cheaper, but doesn't build cash value.  

Both Whole and Term life can offer "Living Benefits" in addition to the lump sum death benefit provided to your beneficiary at the time of your passing.

Living Benefits are riders added to a policy that could allow access to the death benefit while your still living, return all your premiums if you out live the length of the term policy, and more...

Click Here to speak with a life insurance professional to determine what type of policy and living benefits are best for you and your family.

What is An IUL

Indexed Universal Life insurance (IUL), presents a powerful financial solution, blending the benefits of life coverage with the potential for substantial growth.By paying premiums into an IUL policy, you're not just securing your family's future, but also building wealth that mirrors the performance of prominent stock market indices like the S&P 500.This unique insurance product offers the best of both worlds, combining market-linked growth with security against market downturns.

It's a fantastic opportunity for many, but it's important to remember that IULs aren't one-size-fits-all.

To determine if an IUL is the right path for you, it's crucial to consult a knowledgeable life insurance professional.

Click Here to Schedule a Free no Obligation call with a life insurance specialist.

What is An Annuity

Annuities are a powerful financial tool, offering distinct advantages that align with your wealth-building goals. Explore the benefits of annuities, where financial growth and tax protection take center stage.

The Four Types of Annuities are Fixed, Indexed, Variable, and Immediate. 

Click Here and book a call with one of our experts to discuss which options might be best for you.

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